Request a payday loan

Your employer has partnered with Meridian Advance to give you access to funds between pay dates. Meridian Advance provides the funds directly. Repayment is collected via salary deduction.

Third-party financed. Your employer does not lend

How it works

Step 1
You
Apply here
Submit your loan request through this secure portal
Step 2
Meridian Advance
Reviews and approves
Meridian Advance assesses your application within 24 hrs
Step 3
Meridian Advance
Funds released
Once your loan is approved, the funds are made available to you according to the disbursement arrangement
Step 4
Your Employer
Deducts repayment
Your employer deducts the agreed amount from your salary each month and remits it to Meridian Advance

Personal Details

First name*

Last name*

Date of birth*

National ID number*

As shown on your national identity document

Phone*

Send my updates on WhatsApp tooApplication confirmation, loan decision and repayment receipts; the same messages we email you.

My WhatsApp number is the same as the phone number above

Email address*

Home address*

Employment and Income

Employer*

Choose your company from our partner list.

Job title (optional)

When did you start working there?*

Longer service qualifies you for a larger share of your salary and extra benefits.

Monthly take-home pay (USD)*

The amount that actually reaches your account each month, after tax and statutory deductions. This is what we assess your loan on.

Monthly living expenses (USD)*

Rent, food, transport, school fees and other regular monthly costs.

Existing loan deductions (USD, optional)

Repayments already taken off your salary for other loans or credit. Enter 0 if none.

How we assess affordability. Your loan limit and monthly deduction come from your own figures: take-home pay less living expenses and existing deductions. We never commit more than half of what is left, and never more than the share of your take-home pay your length of service allows (20% at under 6 months of service).

Payday Loan Calculator

Enter your pay and expenses above to unlock your limit, then choose your amount and term.

15% fee per month

Amount you want to borrow

Your limit appears once you enter your take-home pay and expenses above.

Repayment term

Guarantor Details

Why a guarantor? Your guarantor confirms they will cover outstanding repayments if you are unable to. They must be over 21, have their own regular income, and not be a joint account holder with you. They will receive a separate consent form from Meridian Advance.

Guarantor full name*

Relationship to you*

Guarantor email*

Guarantor phone*

Guarantor monthly income in USD (optional)

Declaration and Consent

Nearly done. Tick the boxes below to confirm you understand the loan.

I confirm the information above is true and complete.

I understand the cost of this loan and agree to repayment by salary deduction.

I have read and agree to the Loan Agreement, Terms & Conditions, and Privacy Policy.

Send me updates about new products and services (optional).

Applications reviewed within 1 business day. Funds disbursed directly by Meridian Advance (Private) Limited, Zimbabwe. Your employer is a repayment partner only.